How to Use a Mortgage Calculator for Bulletproof Budget Planning
Learn how to use a mortgage calculator to plan your housing budget, test scenarios, and build a realistic offer strategy.
Why this article matters
- Model at least three price points so you understand how small rate changes impact affordability.
- Enter realistic tax and insurance numbers using local data instead of default assumptions.
- Save amortization charts to track equity growth, break-even points, and payoff timelines.