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Income & Debt
$

Your gross annual income before taxes.

$

Credit cards, car loans, student loans, etc.

Loan Details
%

20% or more avoids PMI.

%

Current mortgage rates.

Length of the loan.

Advanced options
Property costs
%

Annual property tax rate.

$

Annual home insurance cost.

$

Monthly HOA or condo fees.

PMI settings
%

Private mortgage insurance rate.

%

LTV percentage when PMI ends.

DTI settings
%

Maximum debt-to-income ratio for qualification.