Auto-calculate as I type

Results will update automatically when you stop typing. Disable to use the "Update results" button.

Income

Annual income

Your gross annual income before taxes.

Monthly income (optional)

If different from annual income ÷ 12.

Monthly Debt Payments

Credit card payments

Minimum monthly credit card payments.

Car loan payments

Monthly car loan or lease payments.

Student loan payments

Monthly student loan payments.

Personal loan payments

Monthly personal loan payments.

Other debt payments

Any other monthly debt payments.

Proposed Mortgage

Proposed mortgage payment

Estimated monthly mortgage payment including P&I, taxes, insurance, and HOA.

Advanced options

DTI settings

Maximum DTI

Maximum debt-to-income ratio for qualification (typically 43%).