Credit Score Tactics to Land the Best Mortgage Rate
Use targeted credit score strategies to qualify for top-tier mortgage pricing, from utilization hacks to dispute workflows and tradeline management.
Why this article matters
- Target a middle FICO of 740+ for top conventional pricing and 680+ for jumbo programs.
- Rapid rescoring can refresh bureau data quickly when you pay down revolving balances or correct errors.
- Adding a small-dollar secured card can round out thin credit files before you apply.